Mortgage Broker Sunbury | Borrowing Capacity Strategists | Get the Best Deal in Under 20 Seconds
Asset & Personal Loans
Asset Finance
Asset finance encompasses loans for vehicles, equipment, and machinery crucial for consumer or business operations. As your dedicated Mortgage Broker, we specialise in securing asset finance tailored to your needs, offering competitive rates and flexible terms. With our expertise in navigating Australia’s lending landscape, we ensure swift approvals and personalised solutions to maximise your financial potential. We empower you to acquire essential assets efficiently and propel your life and business forward.
Personal Loans
Unlock financial flexibility with a personal loan, ideal for consolidating debt, funding home renovations, or even purchasing essentials like laptops or furniture. With our extensive network of lenders and specialised expertise, we secure competitive rates and favourable terms tailored to your needs. Let us streamline the process, offering expert guidance and personalised support to ensure you secure the perfect personal loan for your unique situation.
Access to over 60 lenders
FAQ
What factors determine eligibility for asset finance?
Eligibility criteria encompass various factors, including credit history, income, financial stability, asset value, and the intended purpose of the financing.
What factors determine interest rate for asset finance?
Interest rate criteria for asset finance is more comprehensive compared to residential interest rates. Lenders consider factors such as credit score, age of the asset, residential status, whether the asset is secured or unsecured, whether the vehicle is an electric vehicle (EV) or plug-in hybrid, loan-to-value ratio (LVR), and whether the purchase is from a dealership or private sale.
What documents are required for asset finance application?
The necessary documentation may include two forms of identification and two consecutive payslips. To streamline the process and save you time, we offer a convenient link to extract your bank statements.
As a self-employed individual, am I eligible for a low doc loan?
Absolutely, the great part is that it doesn’t affect the interest rate whatsoever.
What can I use a personal loan for?
Almost anything! Personal loans can be used for a variety of purposes including consolidating debt, financing home renovations, covering medical expenses, funding travel, Lenders Mortgage Insurance, or any other legitimate personal need.
How long does it take to get approved for a personal loan?
In many instances, it’s same day approval for your personal loan application. All we require are the necessary documents, such as payslips, identification, and bank statements. To streamline the process, we’ll provide a link for easy extraction of the required information from your bank statements.
Can I get a personal loan if I have bad credit?
Yes, some lenders specialise in offering loans to individuals with less-than-perfect credit histories.
How much can I borrow with a personal loan?
Loan amounts vary depending on factors such as the borrower’s income, credit history, and financial situation. Typically, personal loans in Australia range from a few thousand dollars to tens of thousands of dollars.